It is never too late to learn a new skill or a new truth about ourselves. Sometimes a little more tricky to learn a new truth!! I have blissfully lied to myself about all sorts of things for a very long time. Financial lies we tell ourselves can stop us dead in our tracks and stop us achieving our financial goals. As hard as it is to face the facts, we could change the financial future of our children (and ourselves) by examining ourselves now and making the changes.